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An individual home unit that is located within a larger building and/or common area in which the unit owner owns the right to the air space within the unit and often the dry wall, and a corporation established at the time the condominium is created owns the land on which the condominium sits and the common areas. Your lender will require information from the Condominium Board of Directors and/or Management Company regarding insurance, common charges, by-laws of the Condominium Association, etc.