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A standardized closing form required by United States Department of Housing and Urban Development (HUD) for residential closings. The HUD-1 provides detailed information regarding loan closing cost and closing adjustments. It is important that you review this document in advance of closing to determine if the costs you were expecting are consistent with the HUD-1 Statement. The HUD-1 is also useful in determining the amount of funds you will recieve or will need to bring to the closing table.